Tinjauan Yuridis Terhadap Pelaksanaan Perjanjian Pinjaman Dan Simpanan Pada Koperasi Antara Koperasi Desa Ciomas Rahayu Dengan Masyarakat Beserta Permasalahannya

Bagaskara, Khelvin and S.D.W., Dodo and Ardianto Iskandar, Eka (2021) Tinjauan Yuridis Terhadap Pelaksanaan Perjanjian Pinjaman Dan Simpanan Pada Koperasi Antara Koperasi Desa Ciomas Rahayu Dengan Masyarakat Beserta Permasalahannya. Skripsi thesis, Universitas Pakuan.

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Abstract

Implementation of work and savings agreements in the cooperative between the Ciomas Rahayu Village Cooperative and the community and their problems. In implementing the loan agreement at the Ciomas Rahayu Village Cooperative, the terms are very easy in implementing the agreement between parties. Where the borrower must first become a member of the cooperative and become a member of the cooperative for at least 6 months and members of the cooperative must have a minimum savings of Rp. 500,000 (five hundred thousand rupiah) in the Ciomas Rahayu village cooperative. under these conditions, the parties are entitled to and can apply for loans. Other parties in the Savings and Loans Cooperative will conduct a survey of members of the savings and loan cooperative who have submitted loan applications that have been submitted by the borrower. A legal review of the implementation of the savings and loan agreement at the Ciomas Rahayu Village Cooperative is regulated in Article 1313 of the Civil Code, Article 1320 of the Civil Code and in Law of the Republic of Indonesia Number 25 of 1992 concerning Cooperatives. and Regulation of the State Minister for Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 14 /Per/M.KUKM/XII/2009. Then the action and settlement efforts made by the default debtor, namely by prioritizing the principle of kinship and credit administration. The first action directly and continuously, calls the debtor and through the credit coaching program with what factors cause the payment and tries to improve the debtor by finding the best solution, the next action is rescheduling (rescheduling), changing credit terms (reconditioning) and perform restructuring. This type of research is normative research with analytic descriptive characteristics, while the active data technique is through library research and field research. Data management was carried out qualitatively by using words and sentences with the intention of compiling material for a systematic and easy-to-implement discussion.

Item Type: Thesis (Skripsi)
Subjects: Fakultas Hukum > Hukum Perdata > Hukum Perjanjian
Fakultas Hukum > Hukum Perdata > Pinjam Meminjam
Divisions: Fakultas Hukum > Ilmu Hukum
Depositing User: PERPUSTAKAAN FAKULTAS HUKUM UNPAK
Date Deposited: 12 Sep 2022 03:16
Last Modified: 12 Sep 2022 03:16
URI: http://eprints.unpak.ac.id/id/eprint/4785

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